SCWBC can help you through the many obstacles of finding money for your business.

How much money do you need to finance your new business or business expansion?  Where will the money come from? What will the lender require?  Can you get a business loan in spite of credit problems?  When can you start drawing a salary from the business?  How long would it take to repay a loan?  How much money will you need to keep the business open until your sales increase?

The SCWBC can help you understand the financial needs of your business and what steps you will need to take to acquire the necessary funding.  We take the mystery and trauma out of loan shopping by walking you through the process step by step.  We will teach you how to fill out financial worksheets, document your funding needs, complete a business plan, and apply to lenders or investors for funding.  We will review your personal and business financial records with you, looking for issues and ways to resolve them before you go to the lender.  We will explain what most lenders require in order to qualify for business loans, help you locate potential lenders, and coach you through the process of applying for a loan.  (All discussions are confidential and protected by a non-disclosure agreement signed by you and the SCWBC.)

Because the SCWBC is funded through several government grants, many of our services are available at no charge or at a reduced rate.  If you are starting a new business, try our proven four step plan for new business owners.  If you are already in business, request a consultation with a business coach to discuss your funding needs.